Since its establishment, Shanghai Xiaoko Digital Technology Co., Ltd. has been focusing on the field of financial risk control. The team is composed of data experts from the Chinese Academy of Sciences, national big data experts, and risk control technical experts from FICO, HSBC, PayPal, Citibank, Ping An Bank, Bank of Communications, etc. The team has many years of rich experience in risk control in the financial industry.

The company is driven by technology and adheres to the path of technological innovation. It relies on core technologies such as artificial intelligence, big data, and cloud computing and collaborates with authoritative institutions to establish financial technology joint laboratories. The company provides credit lifecycle solutions to cooperative partners such as banks, consumer finance, trusts, and insurance institutions, including intelligent marketing, intelligent risk control, intelligent operations, and consulting services.